Why You Should Consider Travel Insurance for Your Next Cruise
Posted: August 1, 2021
With summer coming to an end, you may be planning one last family trip before school starts again. If a cruise is on the horizon, you might want to consider travel insurance. COVID-19 has shown us how important this type of coverage could be, with the number of cancellations that have occurred. Benefits of Travel Insurance for a Cruise People generally book cruises to relax...
5 Employee Benefits That Promote a Strong Work-Life Balance
Posted: July 28, 2021
All employers want to have a team of loyal, dedicated workers, but what does it take? Today's generation of workers is seeking a more positive work-life balance. As an employer, you can foster higher employee loyalty by offering certain benefits to your current and prospective employees. Your employees are often married, building a family, and value working for a company that recognizes that life is...
Can I Buy Health Insurance on My Own?
Posted: July 22, 2021
You may be considering buying health insurance and could use some advice. The Affordable Care Act dramatically changed the rules, eradicating the insurance company's ability to deny insurance for preexisting conditions. Much of the Act is still in place, with some changes. Yes, you can buy health insurance on your own, but you may find the process surprisingly complicated and confusing. What plan is best...
How Much Life Insurance Do I Need?
Posted: July 22, 2021
Calculating how much life insurance involves evaluating your financial circumstances, which vary widely from family to family. In essence, you want a policy that will cover income loss due to death, provide your family with the capacity to pay off all bills, and provide your family with the financial support your dependents need. A basic calculation is to purchase a policy that pays out ten...
Here’s Why You Should Never Drive Through a Flash Flood
Posted: July 22, 2021
What Is a Flash Flood? Flash floods are sudden, local floods that are usually caused by heavy rainfall. They can occur within minutes or a few hours after the rain starts falling. A burst dam or levee, or a released ice jam, can also create this type of flooding. Where Do Flash Floods Occur? Floods can occur anywhere and anytime, even in places you may...