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What You Should Know About E-commerce Business Insurance

What You Should Know About E-commerce Business Insurance

A brick-and-mortar establishment comes with known risks, but e-commerce has specific liabilities. Some are shared with traditional stores, but others are unique to online businesses. Business insurance tailored to meet the needs of your online operations can make all the difference when you face unexpected losses.  What is Covered in E-Commerce Business Insurance? E-commerce business insurance policies include:  General liability insurance Commercial property insurance Commercial...

How to Prepare Your Home for Winter Storms

How to Prepare Your Home for Winter Storms

During the winter months, the weather can get pretty grim. Freezing icy conditions, blizzards, torrential rain, and wind events can test any structure, including your home. The best policy is to be prepared for the worst and hope for the best. Here are some ways you can protect your home from the damage of winter storms this year.  Indoor Checks and Safety Measures  Heating System...

7 Tips for Staying Safe During Extreme Cold Weather

7 Tips for Staying Safe During Extreme Cold Weather

Polar Vortex and Extreme Cold Safety Tips Only travel if you have to. In extreme cold, you shouldn’t travel unless it’s absolutely necessary. Staying inside will reduce your chance of getting frostbite or risking uncertain road conditions. If you do need to leave the house, be sure to brush up on best practices for winter driving safety. If you drive, make sure you have a flashlight with...

Making Your PTO Holiday Program Inclusive in 2025

Making Your PTO Holiday Program Inclusive in 2025

The U.S. government recognizes a list of holidays on its federal calendar. As our workforce, and the many ethnic and religious groups they represent, is far more diverse, the government calendar is not always consistent with each employee’s needs. To increase the inclusiveness of your Paid Time Off (PTO) program this year, consider a more open-minded approach to celebrated days in 2025.  Creating a Balance:...

New Year, New Healthcare Coverage Updates

New Year, New Healthcare Coverage Updates

However you celebrate it, a New Year is here, with a fresh outlook for 2025. Life changes rapidly. Healthcare coverage is meant to change with you so that as your needs, family, and income expand or contract, you always have the help you need. Here’s a quick rundown on ensuring your coverage is up to date so you get the right amount of savings this...